Card Details. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. You must have another RBC account because the primary way to access your money is by transferring funds electronically in and out through a chequings account. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates. 150%. 7% and free electronic self-serve transfers to any RBC Royal Bank deposit account under your name. The Bonus Interest Rate on August 3, 2023 was 3. Get a RBC Bank Preferred Money Market Savings account. The RBC High Interest eSavings account is a no monthly fee account that allows you to earn high interest on savings. The RBC U. Personalized Cheques legal bug 22. Apply Now View More Account Benefits. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Add an optional Nickname, and the Account Number. High Interest eSavings Account is a cross-border account that lets you earn interest on any savings you hold in US dollars. RBC High Interest eSavings Account eSavings Bonus Offer. Get $25 when you open an RBC Leo’s Young Savers Account 1 on us. Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate in the Eligible eSavings Account. D. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. Account details. The Bonus Interest Rate of 3. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Line of Credit. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. RBC, TD, BMO. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. , RBC Global Asset Management Inc. You can add money in small amounts throughout the year or make a big contribution all at once. S. High Interest eSavings account and get a cash bonus of up to $5,000 USD —plus earn interest on every dollar, every day. RBC ION+™ Visa ‡. $0; $1000 deposit required to open. Withdraw your money at any time for any reason 2. Keep up with your RBC Bank U. Earn 2X the Moi points on dining, gas, EV charging 3 and on qualifying purchases at participating Metro, Jean Coutu, Brunet and Première Moisson stores. 150%. It offers a modest 1. $5,000. RBC offers one of the highest interest rates on its High-Interest eSavings account. E LIGIBILITY To be eligible for this eSavings Bonus Offer, you must have an eSavings account and new funds (from non -RBCThis Small Business Month let’s shine a spotlight on the heart of our economy, Canada’s small business owners. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. § RBC Enhanced Savings® § RBC High Interest eSavings® § RBC No Limit Banking® (discontinued) § RBC Student Banking® (discontinued) § RBC No Limit Banking for Students® (discontinued) § RBC Staff Banking In these Terms, each Eligible Account that you enrol in the Program is referred to as an “Enrolled Account”. , RBC Global Asset Management Inc. Legal Disclaimer 1) Offer available to Eligible Personal Clients who are residents of Canada and age of majority by January 3, 2024, without a Personal Banking Account with Royal Bank. 5 stars. The Bonus Interest Rate on August 3, 2023 was 3. Click "View". , RBC Direct Investing Inc. Contact Us. Unlimited debits worldwide. Available. All remaining cash bonuses will be forfeited. As of the start of the Promotional Period (February 15, 2022), the annual Bonus Interest Rate is 1. The RBC U. S. If you’re not completely satisfied within the first 4 months, we’ll refund your monthly fees for up to 3 months. AdChoices; Promotions; Royal Bank. (a) any Deposit Account in U. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings. 80%: $0: Financial Services Regulatory Authority of Ontario:. 5% interest on your balance and you’ll get fee-free RBC transfers. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. , RBC Direct Investing Inc. At the start of the Qualifying Period (September 12, 2019), the annual Bonus Interest Rate was 1. The Bonus Interest Rate of 3. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. There are no blackout dates or advance booking restrictions, even during peak periods. The Bonus Interest Rate on August 3, 2023 was 3. RBC Enhanced Savings RBC High Interest eSavings RBC US High Interest eSavings®1 Monthly Fee2 $4. If you are looking for the best high-interest savings accounts in Canada, you will be sorely disappointed by the rate on RBC’s High-Interest eSavings account. We'd Love to Help. Discover how each of these accounts can help you reach your goals—and remember, you don’t have to pick just one! 1. You must have another RBC account. Need another RBC bank account that does allow cheques. View Legal Disclaimers. 6. This limited-time offer is a great way to help you reach your savings goals. Seniors: Watch out for these 5 scams. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Contribute even if you’re retired or not employed. 50%. Plus, get 1. We’ve given the RBC High Interest eSavings account a Genius Rating of 3. Call Us at 1-800-769-2511. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. 50%: $0: $0: $5: Methodology. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 5% interest (on balances up to $1,000,000) for the next 3 months 2 if you also sign up for MyAdvisor (or sign in, if you're already enrolled) within 60 days of opening your first. Try this three-minute quiz to get the lowdown on your money mindset. Tax-Free Savings Account (TFSA) Registered Retirement Savings Plan (RRSP) Tax-Free First Home Savings Account (FHSA) Display All. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. Introducing RBC Vantage. 5 Year Fixed. $500 for RRSP, TFSA, RESP, RDSP. Notwithstanding the terms and conditions of any separate. S. 5% annual return before the spring's events, now down to 0. 1. , RBC Direct Investing Inc. View top questions about the registered plans and investment products available through RBC Royal Bank. 7. *For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or bill payment) each month to receive the monthly fee rebate. 99%; Cash Advance Interest Rate: 22. The Bonus Interest Rate on August 3, 2023 was 3. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. , RBC Direct Investing Inc. legal bug. 95 each. 4. 5% annual return before the spring's events, now down to 0. Tip #5: Understand our Hold Policy Guide. , RBC Direct Investing Inc. dollars, including the RBC US High Interest eSavings® Account (b) any eSavings Account with more than three co-owners and (c) any Deposit Account with ownership in the name of an “Estate of. When You. Compounding interest can be defined as “interest on interest. Save up to $11. S. Got an email from RBC with the below offer For a limited time, you can get up to 1. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. To send or receive a wire transfer at your RBC Royal Bank account, you will need the information outlined below. Pay no minimum monthly fee. legal bug 15. To change the order of transactions, click "Sort Transactions". 5% annual rate for 3 months. The Bonus Interest Rate of 3. Any balances over. legal bug. Find a Branch; Call 1-800-769-2511; Email; EN. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. S. The perfect business savings companion to your day-to-day chequing account. , RBC Global Asset Management Inc. To change the order of transactions, click "Sort Transactions". APR 2. Only the first Eligible eSavings Account opened by you as a Primary Owner during the Qualifying Period will receive the benefit(s) for which you qualify under this RBC New eSavings Client Interest Rate Offer. Enjoy free account transfers, free access to online and mobile banking, and a powerful digital service called MyAdvisor. 10% for the first three months. S. Flexible payment schedule and payment options. The funds in your First Home Savings Account (FHSA) have to be used by December 31 of the 15 th year after opening your first FHSA account or the year you turn 71, whichever comes first. Royal Bank. , RBC Global Asset Management Inc. Promotions. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. 9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by December 15, 2022. The 2. S. Skip to main content. Call Toll-Free: 1-866-756-1107. When you open a Signature No Limit Banking or VIP Banking account 1. RBC U. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. For minimum daily balance between $25,000 and $49,999. Any balances over. And it comes free of cost and you need only do everything online. 300% per annum. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. To create this list, Forbes Advisor analyzed 123 savings accounts at 39 financial institutions, including a mix of traditional brick. Best U. There are no minimum deposit requirements and you can get all of your internal RBC transfers for free. Royal Bank US Prime *. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 490%. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. SIGN IN MENU. Free access to RBC Online. S. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. , RBC Direct Investing Inc. to RBC. Tap Move Money in the Navigation Bar. This limited-time offer is a great way to help you reach your savings goals. Through the plan, eligible first-time home buyers can use up to $35,000 in RRSP savings ($70,000 per couple) to help pay for your down payment on your first home. A Bank Draft is a physical means of providing payment to a third party. Pay no taxes on any investment earnings. View Offer Details. Any Eligible RBC High Interest eSavings Account that is closed or switched to a different/account type which is not an RBC High Interest eSavings Account will be disqualified from this offer as of the closed or switched date. You’ll earn 0. 05% interest rate, has no minimum deposit requirements, and includes free transfers between the savings account and RBC chequing accounts. To arrange a pre-authorized payment for your RBC ® products, please contact us at 1-800-769-2511. Receive a Wire Transfer. Explore current RBC special mortgage offers. Legal Disclaimer 14. and Canadian accounts instantly – for free 8. The Bonus Interest Rate of 3. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. The Bonus Interest Rate of 3. High Interest eSavings Account that is closed or switched to a different product/account type which is not an RBC U. Contribute tax-free for up to 15 years. To cancel pre-authorized payments we suggest you contact the merchant directly and provide an alternate method of payment. Check back often for first time home buyer offers, switch offers, and other limited time offers. Personalized typed letter: $15. Best of all, everything can be done. You’ll earn 0. 50% that lets you grow your savings without worrying about any promotional periods. Call Collect: 1-506-864-2275. Withdraw your money at any time for any reason 2. Boost your investing confidence and make stronger decisions by understanding your personal relationship with money. The Bonus Interest Rate of 3. Unlock more from your everyday banking. a second interest payment based on the Bonus Interest Rate applicable during the first 90 days of the. 490%. The savings account offers a 0. 8 0 0. , Royal Trust Company or The. Special Offers. After all, in 2022, small businesses comprised 98. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Book an Appointment. Earn high interest on every dollar 5. Learn More. Conditions apply. 10% for the first three months. 7. This RBC eSavings review covers its features, fees, and alternative savings accounts in Canada. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 95 per month. Earn 3X Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, digital gaming and more. Earn 5. 550. NOMI Find & Save will learn your transaction patterns, find extra dollars that it thinks you won’t miss and set them aside for you automatically. , RBC Global Asset Management Inc. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Ability to set up Save Matic from your. , Royal Trust Company or The. eStatements. It offers a modest 1. S. Contribution Limit Per Year. High Interest eSavings account and get a cash bonus of up to $5,000 USD —plus earn interest on every dollar, every day. 70%, first three months: 4. S. Available to newcomers who are (i) permanent residents or international students who arrived in Canada within the last 12 months, or (ii) temporary resident workers who arrived in Canada within the last 48. The RBC High-Interest eSavings Account can be defined as a high-interest savings account (HISA). S. dollar account or the RBC High Interest eSavings account. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Valid until December 22, 2023 ; CIBC eAdvantage Savings Account: Get a Smart Interest of 0. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Search. Rates for 21 November 2023. Access funds at any time via ATM, branch, cheque, online or telephone banking. High Interest eSavings Account that is closed or switched to a different product/account type which is not an RBC U. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Any balances over. , Royal Trust Company or The. , RBC Global Asset Management Inc. 5% interest on every dollar for 3 months. The Bonus Interest Rate on August 3, 2023 was 3. 090%. dollar account or an RBC High Interest eSavings account. The Bonus Interest Rate of 3. Consider these digital innovations to help streamline operations, optimize payables, and simplify how you pay your suppliers. As of the start of the Promotional Period (February 15, 2022), the annual Bonus Interest Rate is 1. Ticker: CASH. Dollars Working Harder For You Earn high daily interest on every U. Legal Disclaimer 1) Offer available to Eligible Personal Clients who are residents of Canada and age of majority by January 3, 2024, without a Personal Banking Account with Royal Bank. RBC High Interest eSavings is an online savings account that offers high interest on every dollar and free transfers between any RBC Royal Bank personal deposit accounts in your name. 150%. Potentially reduce your tax bill and carry forward undeducted contributions indefinitely. Find a Branch; Call 1-800-769-2511; Email; EN. 1. Follow the on-screen instructions. Introducing RBC Vantage. ”. The Bonus Interest Rate on August 3, 2023 was 3. Savers are really getting shafted as opposed to traders. The Bonus Interest Rate of 3. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. For a limited time, open an RBC U. 4. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Choose any airline, any flight, any time. You'll get a one-time cash bonus equivalent to ten times the amount of interest. Cannot remit funds from any U. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. 5 out of a possible 5 stars for a few reasons. Table of Contents Show. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. $ 22. Get up to 6% cash back on a new RBC Cash Back MasterCard for the first 3 months. Sign In. 2 Year Fixed. . After Seniors Rebate: 7. 2. High Interest eSavings; You can turn on the NOMI Find & Save feature to automate transfers and increase your savings rate. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. If you have not used the funds in your FHSA by that time, they can be transferred tax-free to your Registered Retirement Savings Plan (RRSP) without. S. RBC offers credit cards in various categories, including cash. . As of the start of the Promotional Period (February 1, 2023), the annual Bonus Interest Rate is 3. The Bonus Interest Rate of 3. Cannot remit funds from any U. S. Make up for missed contribution room from previous years indefinitely. Any balances over. But calling 1. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. RBC Royal Bank Routing/ABA number (if funds coming from U. , Royal Trust Company. RBC High Interest eSavings: 5. The RBC High Interest eSavings account also offers a 1. To get started, simply move your money into your eligible account which you can do. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. 1. , RBC Direct Investing Inc. 2009 - 2012. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. On June 1, 2017, the Regular Interest Rate was 0. The Alterna Bank High Interest eSavings Account features a good regular interest rate of 2. 00. If you need to pay RBC a monthly fee for having that high interest savings account, then opt for an online bank such as EQ Bank whose savings account offers a 2. But calling 1. 60% annual interest rate, this account will pay you approximately $160 after a year when you deposit $10,000. , RBC Direct Investing Inc. Special Offers. Grow Your Investments Faster with a TFSA, RRSP or FHSA. 2. Free account transfers 24/7 with no delay. 95%; a. 7. Notwithstanding the terms and conditions of any separate. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. When transferring money into and out of your HISA, you may be charged a fee. Annual Fee Rebate. Special Offers. S. In addition, you get free electronic funds transfer to other RBC accounts that bear your name and free withdrawals at any RBC branch or atm. The RBC High Interest eSavings account pays high interest on every dollar you save with no minimum deposit requirements. CSAV comes with a fairly low MER, which is roughly the same as most other high-interest savings ETF providers in Canada. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. Additional Conditions: one interest payment based on the Regular Interest Rate (i. To get your cash bonus, simply open an account and deposit funds by 3pm EST on June 30, 2023. 95%. The Bonus Interest Rate on August 3, 2023 was 3. Book an Appointment Opens in new window. 5. E. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. This feature allow students to set up pre-authorized transfers from their banking account to their designated RBC Royal Bank savings account. dollar 1. Research, pick and manage your own investments. AdChoices; Promotions; Royal Bank. For ages 13+. , RBC Global Asset Management Inc. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Just keep in mind that as a straight-ahead savings account isn’t suitable for day to day banking since it only offers one. Promotions. 6. RBC Royal Bank form #1660: $5. Greater than $50,000 minimum daily balance. All remaining cash bonuses will be forfeited. Keep up with your RBC Bank U. Free account transfers 24/7 with no delay. Here’s a straight-forward example. Visit a Branch Opens in new window. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. Any balances over. Sign In. The Bonus Interest Rate on August 3, 2023 was 3. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Tap the Action Button in the Navigation Bar.